From the beginning of our client relationships, it is critical that we establish the proper investment objective and to revisit its appropriateness throughout the journey as circumstances change. The investment objective is determined by investment return requirements, risk tolerance, time horizon, tax situation, liquidity needs, legal considerations, and unique circumstances. The symbol for Masterson Investment Counsel is the Stone of Accord. The Stone of Accord dates back to the ancient days of Ireland, and it was used to seal important deals, including its use as a wedding stone, where couples exchanged marriage vows annually by joining hands through the hole in the stone. The Stone was chosen to emphasize the importance of communication in a successful partnership. At Masterson Investment Counsel, we believe that success is defined by helping our clients achieve their financial goals.